Privacy Policy

Last Updated: August 30, 2026

1. Overview

Bank Officer Toolkit Pro, also referred to as Bank Employees App, is a professional utility and educational application designed for banking employees, officers and users preparing for banking-related examinations.

The application provides various banking utilities, calculators, study materials, JAIIB and CAIIB educational content, online tests, and other useful features.

We respect your privacy and are committed to being transparent about how information is handled when you use the application.

2. Information We Collect

The application does not require users to create an account for its general functionality and does not require users to provide their name, email address, telephone number, bank account number, PAN, Aadhaar number or other personal identification information in order to use the general features of the application.

However, the application uses third-party services, including Google Mobile Ads (AdMob), which may automatically collect certain technical, advertising and device-related information.

This information may include:

3. Google Mobile Ads (AdMob)

The application uses Google Mobile Ads (AdMob) to display advertisements.

Google Mobile Ads may collect and process certain information from the user's device for purposes including:

Google may use the Android Advertising ID or other device identifiers in connection with its advertising services.

The developer does not independently collect or store the Advertising ID for its own purposes unless explicitly stated otherwise.

Information handled by Google through its advertising services is subject to Google's privacy practices.

Google Privacy Policy: https://policies.google.com/privacy

4. Advertising ID

The application may use Google Mobile Ads services that utilize the Android Advertising ID.

The Advertising ID is a resettable identifier provided by Google Play services and may be used by advertising services for advertising, measurement and related purposes.

Users may reset or delete their Advertising ID through the privacy or advertising settings available on their Android device.

5. Data Sharing

The developer does not sell users' personal information.

Information collected by third-party advertising services may be transmitted to and processed by those service providers for advertising, measurement, security and related purposes.

In particular, Google Mobile Ads may receive technical, device, advertising and identifier information as necessary to provide its services.

The developer does not control information independently collected and processed by Google or other third-party service providers.

6. Data Security

Appropriate security measures are used to protect information handled by the application and its services.

Network communications used by the application and its third-party services are transmitted using encrypted connections where applicable.

However, no method of electronic transmission or storage can be guaranteed to be completely secure.

7. Data Retention and Deletion

The application does not require users to create accounts for its general functionality and does not maintain a user account database for general application use.

The developer does not intentionally retain personal information that the application does not collect.

Information collected and processed by third-party services such as Google Mobile Ads may be retained according to those services' own policies and practices.

Users may review Google's privacy controls and advertising settings to manage information associated with Google's services.

8. Offline and Online Features

Many utility and study features are designed to work offline where technically supported.

Important: The application is not completely offline. Certain features require an internet connection.

For example, advertisements provided through Google Mobile Ads require network connectivity to request and display advertisements.

Other online features, including certain educational content or application updates, may also require an internet connection.

9. User-Entered Information

Some features allow users to enter information into calculators, tests, tools or other parts of the application.

Such information is used to provide the requested functionality.

Users should avoid entering sensitive personal, banking, financial, authentication or confidential information into fields that do not specifically require such information.

10. Camera, Location, Photos and Files

Certain utility features may use device capabilities such as the camera or location services when the user chooses to use those features.

Where such information is used locally by a feature, it is processed for the purpose of providing that feature.

The developer does not intentionally collect or transmit photographs, camera images or location information to its own servers unless a particular feature specifically requires network communication.

Users can manage application permissions through Android device settings.

11. Third-Party Services

The application may use third-party services necessary to provide advertising, application functionality, hosting or other services.

These services may process technical or other information according to their respective privacy policies.

The principal advertising service used by the application is:

Google Mobile Ads (AdMob)

Google Privacy Policy

12. Children's Privacy

This application is primarily intended for banking employees, officers and users interested in banking-related tools and professional examinations.

The application is not specifically directed toward children.

We do not knowingly collect personal information from children for the purpose of creating user accounts.

13. Your Choices

Depending on the Android version, device and region, users may be able to:

14. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in the application, third-party services, legal requirements or data practices.

When changes are made, the "Last Updated" date at the beginning of this Privacy Policy will be updated.

15. Contact Us

If you have questions, concerns or requests regarding this Privacy Policy or the application's data practices, please contact us at:

Email: vakkaladpraveenkumar@gmail.com

16. Summary